Hail Claims
Determination of hail damage can vary widely from adjuster to adjuster and company to company, especially when the damage profile does not possess textbook characteristics of hail damage. Some insurance company adjusters lack the training or experience to identify damage if it is not severe. In these cases, homeowners can benefit greatly from the damage assessments and representation of our Public Adjusters.
True View Commercial is here for you by providing experienced claim guidance, documenting all damage, meeting with your insurance company adjuster, negotiating your settlement, and keeping you informed until a successful claim resolution is achieved.
Wind/Tornado
The aftermath of a tornadic event can be shocking. A walk through the affected area will reveal downed trees and telephone poles, electric power lines strewn across the streets, building material debris everywhere, and what trees remain standing have been stripped of their limbs and leaves. When a large-scale disaster occurs, insurance companies will typically deploy their Catastrophe (Cat) Adjusters. This is a group of adjusters within the insurance company who primarily travel around the US and survey damage ranging from tornados to hurricanes or forest fires to large explosions.
When a insurance company catastrophe adjuster is sent to assess your damage, your home is not the only one that the company adjuster will be seeing that day. Cat Adjusters are given a long list of properties to survey daily and this can go on for weeks at a time for that adjuster. A rushed schedule with a high volume of claims most likely means that damage is being overlooked.
As for the homes left standing, damage caused to a structure from high winds, specifically, a tornado, will wreak havoc on nearly every building component of a structure. The Public Adjusters at True View Commercial have the experience required to identify and accurately document the damage caused by these types of severe wind claims.
Business Personal Property
- Evaluate- We inspect every single item in your structure and determine if it can be cleaned (Salvage) or must be replaced (Non-salvage).
- Document- All items are photographed and a record of items is compiled digitally
- Estimate- Once items have been determined to be either Salvage or Non-salvage, detailed cleaning or replacement cost estimates are created.
Business Interruption (Time Element)
- Policy Review- A formal review of your available Business Interruption/Time Element coverage limits is conducted
- Recommendations- Based on available policy funds and current operational business needs, we advise on the best approach for temporary costs needed to keep your business open and operational
State licensed insurance adjusters advocating for our clients
Our Public Adjusters are experts in the identification of damage, leveraging superior technology to provide an accurate scope of damage and material identification, providing large loss insurance claim management, and promptly and accurately negotiating and settling claims. With a proven history of substantially increasing insurance claim settlements for our clients, we strive to make policyholders whole again while reducing stress and insurance claim cycle time.
